What is the difference between Rupay and Visa card? Know which card is more useful and what are its benefits | News India

RuPay & Visa Cards: India is one of the largest economies in the world. Online transactions or digital transactions are very important in India. The trend of card payments is increasing in cashless transactions. Nowadays many types of transactions can be done in a cashless way through cards. When it comes to choosing a new card, many people get confused between Rupay and Visa cards. But have you ever tried to understand the difference between these two cards? If not, let's understand the difference between the two cards and also discuss which one is better.

Differences between the two cards and their benefits

Acceptance and access

RuPay card is widely accepted in India, but you cannot make any payment from international websites using it. While Visa is widely accepted domestically and internationally. You can use Visa card to make payments in almost every country of the world.

processing fee

RuPay card has relatively lower transaction fees compared to other card networks, as every transaction done through this card is processed within India. Whereas Visa is an international payment network. So every transaction process takes place outside the country. Therefore, its processing fees are relatively higher compared to RuPay.

Transaction Fees

RuPay card transaction speed is faster than Visa and other payment networks. Visa card transaction speed is relatively slower than RuPay.

Target Speed

The primary target of RuPay card is especially rural India. Whereas Visa card is more prevalent in big cities in India.

Which of the two carts is better

The answer to the question of which card is better between RuPay card and Visa card depends on your usage and needs. If you are transacting within the country then RuPay card is the best option. Its low transaction fees and fast processing time make it suitable for everyday use. But if you are working internationally or have to travel abroad frequently, then Visa card will be the best option for you. Its wide acceptance and extensive global benefits also offer special features and additional security for international usage.