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After retirement, regular income is required to meet daily needs. What will you do if you do not have any pension arrangement? You will have to depend on others for every work. You should start investing in some such schemes from the time of employment, which will provide you income every month in old age.
For this, the government's Atal Pension Yojana can prove to be an excellent scheme. People between the ages of 18 and 40 can invest in this scheme. The younger you start investing, the less premium you will have to pay. If someone starts investing in this scheme from the age of 18, the premium cost will be less than the price of a cup of tea. However, only those people can invest in this scheme who are not taxpayers. Know more about this scheme here.
If you start investing in Atal Pension Yojana at the age of 18, you will have to pay a premium of only Rs 210 every month. 210/30=7 i.e. you will have to pay Rs 100/100
You will have to save 7 rupees every month. If you drink a cup of tea in the market, its cost is at least 10 rupees. In this way, the premium cost is less than a cup of tea every day. In this way, by saving 7 rupees every day, you can arrange a pension of 5,000 rupees for yourself at the age of 60.
How much premium will have to be paid by those above 18 years of age?
Rs 228 per month for up to 19 years
Rs 248 per month for 20 years
Rs 269 per month for 21 years
Rs 292 per month for 22 years
Rs 318 per month for 23 years
Rs 346 per month for 24 years
Rs 376 per month for 25 years
Rs 409 per month for 26 years
Rs 446 per month for 27 years
Rs 485 per month for 28 years
Rs 529 per month for 29 years
Rs 577 per month for 30 years
Rs 630 per month for 31 years
Rs 689 per month for 32 years
Rs 752 per month for 33 years
Rs 34,824 per month
Rs 902 per month at the age of 35
₹990 per month at the age of 36
1087 rupees per month at the age of 37
₹1196 per month at the age of 38
1318 rupees per month at the age of 39
1454 rupees per month at the age of 40
How to open an account
If you also want to apply under Atal Pension Yojana, then first open a savings account in a bank. If you already have a savings account in a bank, then you will have to get the application form of the scheme from there. Fill all the information correctly in the form like name, age, mobile number, bank account number etc. Attach all the necessary documents. After this, submit the form to the bank. After this, all your documents will be verified and your account will be opened under Atal Pension Yojana.
