Both husband and wife can get pension up to 5 thousand rupees every month, know how?

Retirement is a difficult time. In such a situation, if you want a guaranteed income after retirement, then this government scheme can be beneficial for you. In this scheme, you will have to deposit a very small amount.

In this scheme, investors get a guaranteed pension of Rs 4,000 to Rs 5,000 per month at the age of 60. The amount of pension depends on the contribution made by the subscribers. Any citizen can avail the benefits of this scheme

Let us tell you that the name of this scheme is Atal Pension Yojana. People between 18 years to 40 years can avail the benefits of this scheme. This means that to get pension benefits, one has to invest for at least 20 years. For this scheme, you must have a post office savings bank account.

You need to invest just Rs 7 per month
If an investor opens an account at the age of 18, he will have to invest only Rs 210 per month to get a monthly pension of Rs 5,000 on retirement. That is, you have to invest only Rs 7 daily. To get a pension of Rs 1,000, you have to invest only Rs 42 per month.

Husband and wife get 10 thousand rupees
Both husband and wife can avail the benefits of this scheme. In this way, you will get a pension of Rs 10,000 per month. The second pension will be given on the death of the spouse. On the death of both, the nominee will get the entire amount.

How to Open an APY Account
For this you have to go to the nearest post office. If you do not have a savings account then open a savings account.

Fill the Atal Pension Yojana Registration Form with the help of bank staff by providing the bank account number or post office savings bank account number.

Enter Aadhaar Mobile Number. This is not necessary but ensure that communication facilities are fine.

Allocate balance in your savings bank account or post office account. With its help transfer can be done on monthly, quarterly, half-yearly and yearly basis.