look news india
A big relief news has emerged for crores of EPF account holders across the country. Employees Provident Fund Organization i.e. EPFO has started sending money to the accounts at an annual interest rate of 8.25% for the financial year 2025-26. From July 15, 2026, the interest amount has started appearing in the accounts of many members and those whose accounts have been updated are also being informed through SMS on mobile. Those people whose amount has not yet reached their account, there is no need to worry because this process is completed in a phased manner.
Know why interest is not showing in some accounts
EPFO does not transfer money to crores of accounts simultaneously, so the process goes step-by-step. The interest in the accounts of some members gets updated first while others may have to wait for a while. This does not at all mean that your money is lost or you will get less interest. Interest is calculated based on the minimum balance every month, but is credited once a year. Even if there is some delay in getting the interest, you will still get the full money for the entire financial year.
Take special care before closing the account
Experts believe that if a member withdraws his entire PF balance and closes the account before the annual interest is credited, he may face financial loss or difficulty in getting interest. Therefore, unless there is a serious emergency, one should avoid withdrawing the entire fund before the interest is credited. Apart from this, you can easily check your passbook by visiting the official website of EPFO or Umang App, where the date of interest update will be visible in the last entry.