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Bank Holidays July 2026: As the second week of July 2026 passes, if you have any important work to be done by visiting the bank branch, then this news is very important for you. According to the official holiday calendar released by the Reserve Bank of India (RBI), 13th July to 19th July 2026 Bank branches in different states and cities of the country are going to remain closed for 4 consecutive days.
During this period, there will be no functioning in the offices of all government and private banks including SBI, HDFC, ICICI and PNB. However, it is a matter of relief that during this period all digital services like internet banking, mobile banking, UPI and ATM will continue to work normally 24 hours.
Complete holiday calendar from July 13 to July 19, 2026
As per RBI rules, holidays have been fixed in different states based on local festivals and birth/death anniversaries of great men:
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16 July 2026 (Thursday): All banks of Dehradun and Imphal will remain closed on the auspicious occasion of ‘Harela festival’. Apart from this, there will be holiday in bank branches due to ‘Rath Yatra/Kang’ festival in Bhubaneswar, Odisha.
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17 July 2026 (Friday): A regional holiday has been declared in banks in Shillong in honor of the death anniversary of the great freedom fighter U Tirot Singh.
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18 July 2026 (Saturday): Bank branches will remain closed in Gangtok (Sikkim) on account of the sacred festival of Buddhism ‘Drukpa Tse-ji’.
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19 July 2026 (Sunday): Due to being a weekly holiday, there will be permanent lock in all the banks of the entire country (All India) on this day.
Finish your work in the first 3 days of the week
The thing to note is that July 13 (Monday), July 14 (Tuesday) and July 15 (Wednesday) Banks will remain fully open in almost all parts of the country on 23rd May and operations will run normally. Therefore, to avoid any problem, customers of cities where holidays are starting from Thursday should complete their cash deposit, DD making or loan related work in these first three days only.
Note – 11th July was also a holiday: According to RBI rules, every second Saturday of the month is a mandatory holiday for banks, due to which banks across the country remained closed on July 11, 2026.
Holidays are divided into three categories under RBI
The Reserve Bank of India mainly divides bank holidays in the country into three different legal categories:
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Holidays under Negotiable Instruments Act: These are the official holidays which have a direct impact on check clearing and manual branch based banking services.
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RTGS Holiday: On these special days, Real Time Gross Settlement (RTGS) transactions done by visiting the bank branch are not processed.
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Bank closing of accounts: This is applicable only once a year for annual closing of accounts of banks on 1st April.
Online digital banking will remain superfast if branches remain closed
Even if banks are closed, there is no need for the general public to panic. Even during holidays, there is no restriction on transferring money, paying online bills or shopping through NEFT, RTGS, IMPS and UPI through net banking or mobile apps. These digital transactions are completed securely within a few seconds to a maximum of 30 minutes. Just keep in mind that any physical work done from the bank counter will not be possible during these holidays.