look news india
Lucknow/New Delhi: Canara Bank remains a reliable option for investors looking for safe investment and guaranteed returns. If you want to invest your savings for a fixed period by avoiding the risk of stock market, then the bank’s 180 days FD scheme can prove to be quite beneficial for you. As per the latest interest rates as of March 13, 2026, Canara Bank is offering attractive returns to general and senior citizens.
Canara Bank 180-day FD: Mathematics of interest rates
The interest rates on FDs with tenure of 180 to 269 days in Canara Bank are as follows:
Ordinary Citizen: 5.25% annual interest.
Senior Citizens: 5.75% annual interest.
Bank’s most popular scheme 555 days special FD On which the bank is currently offering the highest interest.
Maturity return on investment of ₹2 lakh (180 days)
If you deposit an amount of ₹2,00,000 in Canara Bank today for 180 days, the benefits you will get will be like this:
| Category | investment amount | interest rate | interest only benefit | total maturity amount |
|---|---|---|---|---|
| ordinary citizen | ₹2,00,000 | 5.25% | ₹5,211 | ₹2,05,211 |
| senior citizen | ₹2,00,000 | 5.75% | ₹5,711 | ₹2,05,711 |
Note: The biggest advantage of investing in FD is that it is not affected by market fluctuations and your principal amount remains completely safe.
Key Features of Canara Bank FD
Flexible Period: You can make FD for minimum 7 days to maximum 10 years.
Security: Being a government bank, your deposits are covered under insurance (under DICGC) up to ₹5 lakh.
Benefits to senior citizens: Banks the elderly compared to ordinary citizens. 0.50% additional interest Provides.
loan facility: If needed, you can also avail loan or overdraft facility from the bank against your FD amount.