No tension about daughter’s future! On depositing ₹22.50 lakh, you will get full ₹70 lakh, know the mathematics of this superhit scheme of the government:

Utility Desk, New Delhi. In today’s era of inflation, every parent is worried about the expenses of their daughter’s higher education and marriage. But do you know that your small savings can become a fund worth crores for your daughter in future? Sukanya Samriddhi Yojana (SSY) of the Government of India remains the safest and profitable investment option even in the year 2026. Through this scheme, you can collect funds worth lakhs of crores by the time your daughter grows up, so that she can fulfill her dreams without any hesitation.

Sukanya Samriddhi Yojana: Safe investment and great returns

Sukanya Samriddhi Yojana has been specially designed for the bright future of daughters and their economic empowerment. The biggest feature of this scheme is its interest rate of 8.2 percent.

Special feature: This interest rate is currently much higher than bank FD and many other small savings schemes. If your daughter’s age is 10 years or less, then you can open this account in her name in any bank or post office.

Get returns of around ₹ 70 lakh on investment of ₹ 22.50 lakh!

The real power of SSY lies in ‘Compounding Interest’. Let us understand with an easy example how this plan multiplies your capital:

Annual Investment: ₹1,50,000 (maximum limit)

Investment period: 15 years (as per rule)

Total Deposit Capital: ₹22,50,000

Current interest rate: 8.2%

Total amount on maturity: ₹69,27,578 (approximately ₹70 lakh)

The surprising thing is that the only interest you will get in this entire process will be ₹ 46,77,578, which is more than double your original deposit amount. When your daughter turns 21, this huge amount will make her future easier.

Start with just ₹250, get tax exemption too

This scheme is not only for the rich, but for every section of the society. You can start this account with just ₹250 per year. Apart from this, by investing in Sukanya Samriddhi Yojana, you also get the benefit of tax exemption under Section 80C of Income Tax. Also, the entire amount received on maturity is also tax-free.

Some important points of the plan

Age for opening account: For girl child from birth to 10 years of age.

Maximum investment: Up to ₹1.5 lakh can be deposited in a financial year.

Maturity: 21 years after account opening or at the time of daughter’s marriage when she turns 18 (subject to withdrawal rules).

Partial Withdrawal: 50% of the deposited amount can be withdrawn for higher education when the daughter turns 18 years old.

It is the government’s effort to make every daughter of the country self-reliant. If you also want to give flight to your daughter’s dreams, then go to your nearest post office or bank and open this account today.