In today’s digital era Unified Payments Interface (UPI) Has made transactions extremely simple and fast. Be it shopping, paying at a restaurant, or transferring money to someone, UPI has made our lives convenient. But often there is a worry that if the internet does not work, then how to make the payment.
The good news is that National Payments Corporation of India (NPCI) has developed a facility through which you can make UPI payments even without internet. Let us know how to use this feature.
How to make UPI payment without internet?
This facility of NPCI*USSD Code(99#) Available through. By using this code you can avail offline banking services. Whether you want to transfer funds, check account balance, or set a UPI PIN, all this is possible without internet.
Step-by-Step Guide: How to Make UPI Payment Without Internet
- ,Dial 99# from mobile number:
- First of all dial *99# from the mobile number registered with your bank.
- Select Language:
- Options for different languages will appear on your screen. Type the corresponding number to select your preferred language.
- Choose your service:
- Select your required banking service from the options available on the screen. As:
- transfer money
- checking balance
- View transaction details
- Select your required banking service from the options available on the screen. As:
- Type ‘1’ to send money:
- To transfer money, press ‘1’ and click ‘Send’.
- Select Payment Method:
- On the screen you will find various payment options, such as:
- mobile number
- UPI ID
- Saved Contacts
- Bank account statement
- Choose the option as per your convenience and click on ‘Send’.
- On the screen you will find various payment options, such as:
- Fill in recipient information:
- If you chose mobile number, enter the recipient’s registered mobile number.
- If other option is selected, enter UPI ID or bank details.
- Enter amount:
- Enter the amount you want to transfer, and press ‘Send’.
- Enter UPI PIN:
- Enter your UPI PIN to complete the payment successfully.
Benefits of without internet payment
- Works everywhere:
This facility works even in places where there is no internet availability. - Easy and fast:
By just dialing one USSD code you can access all banking services. - Safe:
This feature is backed by NPCI, making it completely secure.
Keep these things in mind for UPI payment without internet
- Your mobile number should be registered with the bank.
- You must have an active UPI PIN for transactions.
- Do not share the PIN with any other person while using the USSD service.
Now even if you don’t have internet*99# You can easily make UPI payments using the facility. This simple and convenient method gives you the freedom to make payments anytime, anywhere.