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There are many good options for women investors in Post Office Savings Scheme. Investing in these savings schemes not only provides social security to women investors but also gives good returns. Many schemes also give higher returns than banks. Today we are telling about those 5 savings schemes of post office, which are best for women.
Sukanya Samriddhi Savings Scheme
Sukanya Samriddhi Savings Scheme is specially designed to secure the future of daughters. Investment is made in this scheme before the daughter turns 10 years old. Investing in this gives 8.2% interest annually. After opening the account, it can be operated for a maximum of 15 years. The interest rate of Sukanya Samriddhi Yojana is reviewed every three months. Under this scheme, tax exemption is also available on the amount deposited under Section 80C.
Post Office Monthly Income Scheme
Post Office Monthly Income Scheme is another good scheme for women. The minimum investment in this scheme is Rs 1000 and it offers an interest rate of 7.4%. This scheme helps in creating a source of regular income.
Mahila Samman Savings Card
Mahila Samman Savings Certificate is a special risk free scheme for women investors. Women of all ages can invest in this. In this scheme, a maximum of Rs 2 lakh can be deposited in one account. Here you get 7.5% interest annually and after one year you can withdraw 40% of your deposit.
National Savings Certificate
National Savings Certificate is a safe and low-risk scheme, suitable for all types of investors. The minimum investment in this is Rs 100 and maturity is 5 years. However, no interest will be available on deposits in the new NSC from October 1, 2024, but 7.5% interest will be available on deposits till September 30, 2024.
post office ppf scheme
The Public Provident Fund (PPF) scheme of the post office is a great long-term investment scheme. It requires a minimum investment of Rs 500 and the interest rate is 7.1%. This scheme is a safe and profitable option for long-term investors. By investing in all these post office schemes, women can secure their future and become financially self-reliant.