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Mahila Samman Savings Certificate (MSSC) is a lump sum deposit scheme run by the Government of India. The government is running this scheme for women so that they can avail attractive interest rates on their deposits through this scheme. In MSSC, women are getting interest at the rate of 7.5 percent. Women can invest a minimum of Rs 1000 and a maximum of Rs 2 lakh in the MSSC scheme. After two years the scheme will mature and the entire money will be received along with interest. If you also want to invest in this government guaranteed scheme, then know how much benefit you will get by investing ₹ 50,000, ₹ 100000, ₹ 1.50000 and ₹ 200000.
How much benefit will you get on how much deposit?
According to the Mahila Samman Savings Certificate Scheme calculator, if you invest Rs 50,000 in this scheme, you will get Rs 8011 as interest on it in two years and thus the total amount on maturity will be Rs 58,011. Will meet. If you invest Rs 1,00,000 in this, then at 7.5 percent interest rate you will get Rs 1,16,022 at the time of maturity.
Whereas if you deposit Rs 1,50,000, you will get Rs 1,74,033 after two years, that is, you will get only Rs 24,033 as interest and if you invest Rs 2,00,000 in this scheme, you will get 7.5 percent interest. for two years. After this you will get Rs 32,044 as interest on the invested amount. In this way you will get a total of Rs 2,32,044 on maturity.
You can open an account here
If you also want to invest in Mahila Samman Savings Certificate Scheme, then you can open an account in post office or authorized banks. Women of any age can invest in it. Guardian account can be opened in the name of a minor girl. While opening an account you will need KYC documents like Aadhar Card, PAN Card and color photograph etc.
Partial withdrawal facility after one year
According to the rules, after completion of 1 year in Mahila Samman Savings Certificate Scheme, you are allowed to make partial withdrawal. In such a situation, you can withdraw up to 40 percent of the deposited money. That means, if you have deposited Rs 2 lakh, then after one year you can withdraw Rs 80 thousand.