Now we can easily go out of the house even without cash, because we are completely dependent on our smartphones for payment. Yes, the craze of UPI for online payment is increasing. In such a situation, on one hand UPI has made payment easy. At the same time, cases of fraud related to UPI app are also increasing.
Yes, a new fraud (UPI App Fraud) has emerged in the market regarding UPI. Now thugs are making payments through fake UPI apps. In this, the payment shows successful in their phone but the payment does not come to your account. We will tell you about fake UPI payment fraud.
Fraud is happening through fake UPI apps
Fraudsters commit fraud through fake UPI based apps like GPay, PhonePe and Paytm etc. These fake UPI apps look exactly like the original apps. These fake UPI apps are made to cheat small traders, shopkeepers and laborers. You can understand the answer to how fraud is happening through fake UPI apps through an example.
Fraudsters scan the QR code through a fake UPI app and then show fake screenshots after making the payment. After making the payment in this app, a sound notification also comes which sounds exactly like the original app. In such a situation, shopkeepers or people think that the payment has been made through sound and screenshot and they get trapped in the trap of fraud in this way.
It is being told that fake UPI links are being shared on Telegram. People are installing fake UPI apps and making payments through these links.
Now the question is how to avoid this fraud? How will we know whether the payment has been made from the real app or a fake UPI app?
How to identify genuine and fake payments?
You should first verify the payment yourself. Check with your UPI app or bank statement whether the payment has been received or not.
If you have any doubts about a payment, you should be alert and check the payment yourself.
If you accidentally become a victim of cyber fraud, then immediately call 1930. Apart from this, you can also contact the Government of India's cyber crime portal ([cybercrime.gov.in]You can also complain on (https://cybercrime.gov.in).
Always be careful
Cases of fraud through fake UPI apps are increasing. In such a situation, it is very important to be careful. If there is even a little negligence, you can also be cheated. You should always keep verifying UPI payments so that you do not become a victim of fraud.