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Best Government Schemes for Women: The central government and state governments have launched many great schemes to empower women and make them financially independent. These government schemes provide financial security to women at various levels. Today we will tell you about 4 such government schemes, which have been started to make women prosperous and financially strong.
Golden opportunity for women to earn money
Under these government schemes, women (Saving Scheme for Women) get different benefits. These include Majhi Ladki Behan to Subhadra Yojana. Let us know what benefits are available in which scheme and what rules and conditions have to be followed to avail it?
my girl sister plan
The Maharashtra government launched the Majhi Ladki Behan scheme for female residents of the state in August. The last date to apply for this scheme has been extended to November 2024.
Eligibility conditions for this scheme
- Female residents of Maharashtra are eligible to apply online for this scheme.
- The female applicant must be a permanent resident of Maharashtra state.
- The age of the female applicant should be between 21 to 65 years.
- All married, unmarried, abandoned, divorced and destitute women are eligible for this scheme.
- There must be an account in any bank in the name of the applicant.
- The family income of the applicant should not exceed Rs 2.5 lakh.
How to apply for my girl sister scheme
Women who cannot apply online can contact Anganwadi Sevak/Supervisor/Mukhya Sevak/Setu Suvidha Kendra/Gram Sevak/Cluster Resource Person (CRP)/Asha Sevak/Ward Officer/CMM (City Mission Manager)/MNPA Balwadi Sevak/Help Room Pramukh. Online/offline application facility is available at Government Service Center for this scheme. No fee is required for this application.
Nari Shakti Doot App for online registration
The government has launched a mobile application for online registration in this scheme. This application has been named Nari Shakti Doot App (Nari Shakti Doot App For Online Registration).
Subhadra Yojana
The Odisha government has issued guidelines for the Subhadra scheme. The state cabinet has approved the scheme and it will be launched soon. According to the guidelines of this scheme, every beneficiary woman will be given Rs 10,000 annually in two equal installments under this scheme. After five years, every beneficiary woman will be given Rs 50,000. This amount will be deposited directly into the bank account linked to the Aadhaar of the beneficiaries and they will also be given a Subhadra debit card.
Eligibility conditions for this scheme
- Any woman between the age of 21 to 60 years can avail the benefit of this scheme.
- If there are two or three eligible women in a family then all of them will get the benefit of this scheme.
- The woman applying should be a native of Odisha, her age should be 21 years or more and less than 60 years.
- Women from rich families, government officials and women who file income tax will not be eligible for this scheme.
- As per the rules, women who receive Rs 1,500 or more every month or Rs 18,000 or more every year from any other government scheme will not be eligible for the Subhadra Yojana.
Mahila Samman Savings Certificate
Mahila Samman Savings Certificate is a small savings scheme launched by the Central Government for women. This scheme was launched in the year 2023. Its aim is to develop the habit of saving among the women of India. Any woman of the country can invest under this scheme. This scheme is only for 2 years, under which interest is given at the rate of 7.5 percent per annum. A maximum of Rs 2 lakh can be invested under this scheme.
Eligibility conditions for the scheme
- Women of any age living in India are eligible for this scheme.
- For a minor girl, her parents or her legal guardians can open an account under this scheme.
Sukanya Samriddhi Scheme
Sukanya Samriddhi Yojana has been started to improve the future of girls. Under this scheme, 8.2% annual interest rate is available. Not only this, you can also avail tax exemption on it under section 80C of Income Tax.
Eligibility conditions for the scheme
- For a girl child below 10 years of age, an account can be opened by her parents or her legal guardian.
- As per the rules of the scheme, only one account can be opened in the name of a girl child.
- The parent or legal guardian of a girl child is permitted to open an account for two girl children only.
- Account holders can invest a minimum of Rs 250 and a maximum of Rs 1,50,000 in a financial year.
- If a minimum of Rs 250 is not deposited in the account in any financial year then a penalty of Rs 50 will be levied on the account holder.
- Under this scheme, deposits can be made for 14 years from the date of opening the account, but maturity date will be granted only when the daughter turns 21 years old.