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West Bengal Train Accident: A major train accident has taken place in New Jalpaiguri, West Bengal. A freight train hit the Sealdah-bound Kanchenjunga Express from behind. The collision was so severe that the train compartment overturned. So far 8 people have died in the accident, while 25 people are reported to be injured. Railway Minister Ashwini Vaishnav reached the spot.
The lives of those who die in tragedies can never be priced. The sudden disaster that befell their families cannot be compensated. But do you know that while booking train tickets online, passengers are also insured by Indian Railway Catering and Tourism Corporation (IRCTC)? Under this, there is a provision to provide cover of up to Rs 10 lakh. There has been a major change in travel insurance rules after the Balasore train accident in Odisha.
What was the rule earlier?
Before the Balasore train accident, this travel insurance was an option available to people for 35 paise. If the passenger did not opt for this, then he was not provided any insurance benefit. But after the Balasore train accident, this cover has been automatically added to the tickets.
Train is the best option for long distance travel. There are many advantages of traveling long distance by train. First of all, it is the cheapest and you can book tickets online. Apart from this, there is also an option to choose the seat and food as per your choice. Apart from this, it also provides the cheapest insurance cover. This will protect you from loss of life and property in any emergency situation.
cheapest insurance cover
IRCTC allows passengers to travel by train at almost zero premium of just 35 paise. Provides insurance cover up to 10 lakhs. This can be the cheapest and best insurance cover for passengers. If you book a train ticket through the IRCTC app or website, an insurance option is provided during the payment process. If you choose it, you get this insurance cover for 35 paise. The special thing is that tickets can be booked for any number of passengers on one PNR and this insurance applies to all of them.
Rs. 2 lakh in case of injury and Rs. 10 lakh in case of death compensation
According to the guidelines issued by IRCTC regarding this insurance coverage, if an accident occurs during the journey and the passenger is injured, there is a provision of a cover of Rs 2 lakh on hospitalization due to injury. Apart from this, there is a provision of a cover of Rs 7.5 lakh for permanent partial disability. If a passenger dies in an accident, his family is given a cover of Rs 10 lakh and in case of permanent complete disability, a cover of Rs 10 lakh is given.
