SSY Vs FD Scheme: Sukanya Samriddhi Yojana is a scheme run by the government, by investing in which you can make your daughter's future bright. Under this scheme, you can open the Sukanya Samriddhi Yojana account of your daughter up to 9 years of age in any bank or post office. At present, the government is giving the benefit of interest at the rate of 8.2 percent on the deposited amount under Sukanya Samriddhi Yojana. A rebate of Rs 1.50 lakh is available on this scheme under Section 80C of Income Tax. There are many banks in the country which are giving more interest to their customers on FD scheme than Sukanya Samriddhi Yojana. We are telling you about those banks which are offering much higher interest rates to their customers than SSY.
Utkarsh Small Finance Bank
Utkarsh Small Finance Bank is offering its customers a strong interest rate of 8.25 percent on FDs with tenures ranging from 700 days to less than 2 years. At the same time, the bank is offering 8.50 percent interest rate on FD scheme of 2 to 3 years. At the same time, 8.25 percent interest rate is being offered by the bank on FD scheme of 3 to 4 years.
Ujjivan Small Finance Bank
Ujjivan Small Finance Bank is offering 8.25 percent interest rate on FD schemes of less than 2 to 15 months. At the same time, the bank is offering 8.50 percent interest rate on FD schemes of more than 15 months and 8.25 percent interest rate on FD schemes of 15 months to 560 days.
Jana Small Finance Bank
Jana Small Finance Bank is offering 8.50 percent interest rate to its customers on 365 day FD scheme. At the same time, the bank is offering 8.25 percent interest rate on FD scheme of 1 year to 730 days.
Equitas Small Finance Bank
Small Finance Bank i.e. Equitas Small Finance Bank is offering 8.50 percent interest rate to its customers on 444 day FD scheme. The bank is offering 8.25 percent interest rate on 888 day FD scheme.
Suryoday Small Finance Bank
Suryoday Small Finance Bank is offering FD scheme of 1 year to 15 months to its customers at 8.25 percent interest rate. At the same time, the bank is offering 8.50 percent interest rate on FD scheme of 15 months to 2 years, 8.60 percent interest rate on FD scheme of 2 years to 2 years and 1 day, 8.60 percent interest rate on FD scheme of 2 years. From 3 days to 3 years. Is. Whereas the bank is offering 8.25 percent interest rate on 5 year FD scheme.
Unity Small Finance Bank
Unity Small Finance Bank is offering 8.75 percent interest rate to its customers on FD scheme of 6 months to 201 days. Whereas the bank is offering 8.75 percent interest rate on 501 day FD scheme, 8.95 percent on 701 day FD scheme and 9 percent interest rate on 1001 day FD scheme.