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Life Insurance Corporation of India provides policies for every category. LIC plans are available for everyone from children to the elderly. These policies give you protection and guaranteed returns. Also, in many of these you can accumulate a big fund by investing small amounts. One such scheme is LIC's Jeevan Anand Policy, in which you can get Rs 25 lakh by saving just Rs 45 daily.
If you want to earn big profits at low premium then Jeevan Anand Policy (LIC Jeevan Anand) can be a great option. In a way, it can also be called a term policy. In this plan you can pay the premium till the completion of the policy. Also, in this policy you can get multiple maturity benefits under a single plan. Whereas in Jeevan Anand policy, an insurance amount of Rs 1 lakh is given, whereas there is no maximum limit.
Get Rs 25 lakh by depositing Rs 45
Under LIC Jeevan Anand Policy, you can save around Rs 45 every day and get Rs 25 lakh by depositing Rs 1358 in a month. However, for a long period you will have to deposit this amount every month. Its policy term is 15 to 35 years, that is, if you save Rs 45 every day and invest under this policy for 35 years, then on completion of maturity of this policy you will get an amount of Rs 25 lakh. If we look at the amount saved by you on an annual basis, it will be around Rs 16,300.
What will you get on investment for 35 years?
If you invest Rs 1358 every month, then Rs 16,300 will be deposited in a year. In this way, the total amount invested in 35 years will be Rs 5,70,500. However, if you invest for 35 years, your sum assured will be Rs 5 lakh, in which after the maturity period, you will be given a revision bonus of Rs 8.60 lakh and a final bonus of Rs 11.50 lakh. Bonus is given twice in LIC's Jeevan Anand policy, but for this your policy should be for 15 years.
What will be the benefit in this policy?
The policyholder taking Jeevan Anand policy does not get the benefit of any tax exemption under this scheme, but in this you get four types of riders. These include Accidental Death and Disability Rider, Accident Benefit Rider, New Term Insurance Rider and New Critical Benefit Rider. In death benefit, the nominee will get 125 percent death benefit of the policy.