Saturday , November 23 2024

Husband and wife should open this account together, they will get pension of Rs 10 thousand every month, know the details

Government Scheme: Let us tell you that under this scheme even people without a job can get pension. Let us tell you that in this government scheme, you contribute Rs 210 every month and when the turn of pension comes under this scheme, money will start coming into your account.

Know what is the government scheme

Atal Pension Yojana i.e. APY has been started for those who are not able to meet their expenses at the time of retirement or who want to take advantage of this scheme. Any person between 18 years to 40 years can open an account in Atal Pension Yojana. For this you will have to go to bank or post office. Any citizen of the country can avail the benefit of this scheme.

Benefits of Atal Pension Yojana

To avail the benefits of this scheme, premiums will have to be paid regularly till the age of 60 years. After this, you will start getting monthly pension of a fixed amount. Depending on tenure, pension ranging from Rs 1,000 to Rs 5,000 is given. APY scheme provides exemption under section 80CCD of Income Tax. Apart from this, tax benefit of up to Rs 2 lakh is also available in it.

Husband and wife will get pension of Rs 10 thousand

If you start investing in this scheme from the age of 18 and when you get married, your spouse invests in this scheme every month, then after turning 60 they will get monthly pension under this scheme. Is. A minimum pension of Rs 5,000 is guaranteed every month.

Only Rs 210 will have to be invested in this scheme. To get Rs 10,000 monthly, both husband and wife will have to invest Rs 210 every month in the account opened in Atal Pension Yojana.