Get the job done today! These bank accounts may be closed from tomorrow; April 15th is the last chance, know how to save your account:

New Delhi: Today is a very important day for the customers of Punjab National Bank (PNB). According to the official order of the bank, from April 16, 2026, the process of permanently closing those bank accounts which have been lying inactive for a long time will start. If you also have an account in PNB and you have not used it for years, then you have only time till today, April 15, to save it.

PNB Alert: On which accounts the sword is hanging?

The bank has clarified that not every account is being closed. Only those accounts will be closed which are three conditions Let’s complete together:

Inactive for 3 years: There should not have been any transaction (deposit or withdrawal) in the account for the last 36 months.

Zero Balance: No amount is deposited in the account i.e. the balance is zero.

KYC incomplete: The account holder’s documents (Aadhaar, PAN etc.) are not updated in the bank’s records.

Why is this action necessary? (RBI instructions)

Inactive and zero balance accounts lying in banks are often used cyber fraud And it is used for illegal activities like money laundering. Under the security standards of the Reserve Bank of India (RBI), the bank is closing such accounts to keep its database clean and ensure the safety of customers.

How to protect your account from being closed?

If you suspect that your account may be locked, take these steps immediately:

Go to Home Branch: Visit your nearest PNB branch (Home Branch) and fill the new KYC form.

Required Documents: Carry your Aadhar card, PAN card and two passport size photographs.

Make Transactions: To reactivate your account, deposit at least Rs 100-500 or make a small withdrawal.

Digital medium: You PNB ONE You can also try to update your profile through the app, although physical verification is the safest method.

What if it doesn’t work today?

From April 16, the bank will put these accounts in the category of ‘Permanent Close’. Once the account is closed, it will be very difficult to reopen it and you will have to go through the entire process of creating a new account (Zero Start) again for future banking services.