New Delhi. Employees' Provident Fund Organization (EPFO) has simplified the rules for death claim of PF account holder. With the change in rules, now the nominee of the PF account holder will get the money easily. EPFO has given this information by issuing a circular. Now according to the new rule, if a PF account holder dies and his PF account is not linked to Aadhaar or the information given in the Aadhaar card does not match with the information given with the PF account, the amount will still be given to that account holder. Will get it. Payment will be made to the nominated person.
EPFO has changed the rules related to death claim in view of the difficulties faced by the nominees in getting the money. Before the change in rules, there was difficulty in taking death claim if there was any mistake in the Aadhaar details or if the Aadhaar number became inactive due to technical problem. The officials had to put in a lot of effort to match the Aadhaar details of the deceased member. Because of this, it took a lot of time to get the claim and the nominee had to run around a lot.
Money will be given after physical verification
EPFO said that after someone's death the information given in Aadhaar cannot be corrected. Therefore, now the money will be paid to the nominee after physical verification. A thorough investigation will be conducted into the authenticity of the nominee or family member entitled to the money. Special care has been taken by EPFO to prevent any kind of fraud. However, for this, permission of the regional officer will be mandatory.
After getting the seal of approval from the regional officer, the PF amount will be given to the nominee. This rule will be applicable in case the information given on the basis of PF account holder is incorrect. If the information given by the member along with EPFO UAN is incorrect then another process will have to be followed for payment of money.
If there is no nominee then the legal heir will get the money
If the PF account holder has not given the name of the nominee in the information given and he dies, then the PF money will be given to the legal heir of the deceased person. The heir will also have to provide his Aadhaar card along with other documents.