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Saving is a very important thing in everyone's life. You cannot predict when you will suddenly need money. Therefore, if you have good savings then you do not need to worry even in bad times. Many people invest in different places for the purpose of saving.
Today we will tell you about a good scheme of LIC for investment. The name of this policy of LIC is Jeevan Anand Policy. You can earn good amount by investing in this. In LIC's Jeevan Anand policy, you can save Rs 45 daily and deposit up to Rs 25 lakh.
LIC's Jeevan Anand policy is like a term plan. That means, the longer your policy is, the more premium you will have to pay. If you deposit Rs 1359 in this scheme. So you will have to pay Rs 45 every month.
At the rate of Rs 1359 per month, Rs 16,300 will be deposited in one year, that is, if you invest in it for 35 years. So you would have invested a total of Rs 5,70,500 in this scheme. As per the policy, your basic sum assured will be Rs 5 lakh. Revision bonus of Rs 8.5 lakh and final bonus of Rs 11.150 lakh will be added after completion of the period. Which will total Rs 25 lakh after 35 years.
You will have to invest in this policy for at least 15 years. Maximum investment limit is up to 35 years. You also get more maturity benefit in the policy. It gives you a risk cover of minimum Rs 6.25 lakh which can go up to Rs 30 lakh.
You get four types of riders in this policy. This includes Accidental Death and Disability Rider, Accident Benefit Rider, New Term Insurance Rider and New Critical Benefit Rider. That is, if the policyholder dies. So the nominee will be given 125 percent death benefit of the policy.