Tuesday , September 26 2023
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Be it earthquake or flood, don’t take tension, just do this work!

India has witnessed one of the most brutal scenes of nature in the last two months. Natural disasters like floods and landslides have caused huge damage in Himachal Pradesh. Gujarat, Rajasthan and other parts of the country are in the grip of floods. Due to this natural disaster many people have had to leave their homes. Their houses were also washed away. They lost their loved ones. Due to this disaster in the country, citizens had to face problems at many places. More than 10 lakh people have been affected by floods in Assam. In such situations, home insurance comes in handy. In this scheme, compensation is given if the house is damaged due to earthquake, flood and natural disasters. This insurance can cover the loss. Of course, it is impossible to get your home back, but the damage can be compensated.What will be covered?Damage is compensated through home insurance. Compensation is given in the event of natural calamities like storm, hail, fire, lightning, flood or earthquake. If the house gets damaged then the loss is compensated through this insurance. This insurance may cover losses in certain cases which are not covered under the Act. No compensation can be claimed in that also. Some companies offer discounts. This benefits the insured a lot. What is Insurance? Home insurance is an insurance policy. This scheme provides compensation for damage to the house, your property and belongings. This insurance plan is a plan just like any other insurance plan. Home insurance is known as homeowner insurance. Bungalows, apartments and rented flats get insurance coverage. Financial compensation is given if the house gets damaged due to any kind of accident or natural disaster. Claim Insurance Riots, theft, vandalism and destruction of property are also covered by home insurance. Damage may occur due to railway or road construction. Home insurer can make a claim if the house gets damaged due to aircraft or any vehicle, explosion, fire etc. Home insurance scheme is also useful for household items. Opportunity to buy cheap insurance: Soon the central government will decide the commission of agents. The Insurance Regulatory and Development Authority of India (IRDAI) has decided to take over the control of the commission. If insurance becomes cheaper then the common man will also get insurance coverage. He can also buy cheap insurance.

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