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LIC Jeevan Shanti Plan: Make a habit of saving from today itself for a secure future. So that one does not have to face financial burden at the time of retirement and old age. LIC brings various schemes to provide attractive and favorable returns. In which every month you invest Rs. You can earn up to Rs 26 thousand.
LIC Jeevan Shanti Plan
This scheme guarantees security along with excellent returns. You will also get the benefit of life insurance. This secures your future and also gives you a chance to create wealth. In this scheme minimum Rs. You can invest up to Rs 1.5 lakh.
about the scheme
This is a single premium plan. In which you can avail the benefits of this scheme once you make the purchase. On which LIC pays you a fixed amount throughout your life. You can get this amount monthly, quarterly, half yearly and annually. This fixed amount is called annuity.
There are two options in the scheme
This plan offers two options, immediate and deferred annuity. In Immediate Annuity the investor gets immediate payment. If you buy this plan in one payment, you will start getting a fixed amount on the chosen period. If you opt for monthly payments, the fixed income annuity will start from the first month of investment.
In a deferred annuity you pay a single premium. So after certain number of years the income will start. This option is for those who want to earn a fixed income in the long run. By choosing this option you can secure your old age after investing in your youth.
Who will benefit from this scheme?
In this scheme of LIC, pension can be started after 5, 10, 15 or 20 years. You can also avail immediate pension facility. In which the minimum age limit required for investment is 30 years. Jeevan Shanti Scheme Rs. Will have to invest up to Rs 1.5 lakh. There is no maximum limit.
How to get pension?
If in this scheme you have Rs. Rs 15 lakh is invested within a time frame of 20 years. So you will get Rs. per month as pension. You will get an amount up to Rs 26 thousand. If you want to take annuity then the amount will be around Rs 3.12 lakh. This scheme also provides benefits in the event of death, the nominee also gets other benefits along with pension.