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Bank Rules: If you also have an account in Punjab National Bank (PNB Bank), then this news is very important for you. Actually, PNB has again issued an alert to such customers or account holders, whose account has not had any transaction for more than two years and the balance in these accounts is zero. The bank has said through a post on the social media platform Twitter (now X) that such accounts will be closed. In such a situation, if you have also not done any transaction in your PNB account for 3 years, then do this work as soon as possible. Let's know what has been said by the bank?
Alerts via social media
PNB has issued an alert on its Twitter (now X) account saying, 'Important information, if there is no transaction in the customer's account for more than two years, the account will become inactive. Please ensure transactions in your account, so that it does not become inactive.' Earlier also the bank has alerted customers about this many times. However, this time no deadline has been set by the bank.
Customers have been warned multiple times
Punjab National Bank has found that in many accounts, no transaction has been done by the customer for the last two-three years and there is no balance in them. In such a situation, a decision has been taken to close these accounts to prevent misuse of these accounts. In this regard, the bank has also issued warnings to customers several times, but despite this, there are still many such accounts in which no transaction has taken place, due to which the bank has once again sent an alert.
Let us tell you here that this information has been shared through website and social media on 1 May 2024, 16 May 2024, 24 May 2024, 1 June 2024 and 30 June 2024. All such customers will have to activate their account as soon as possible to avoid this inconvenience.
These accounts will not be closed
Punjab National Bank had already clarified that all such accounts will be closed without any notice. However, such accounts which are linked to demat accounts will not be closed. At the same time, student accounts, minor accounts with customers below 25 years of age, accounts opened for schemes like SSY/PMJJBY/PMSBY/APY will also not be suspended.
These steps are required to activate your account
Along with warning the customers, the bank has also provided the facility that if you need any information related to your account or need any help, you can directly contact your bank branch. According to PNB, such accounts cannot be activated again until the account holder submits all the necessary documents related to his account KYC in the concerned branch. That is, if you want to keep your account active, then go to the bank branch and get your KYC done immediately.