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Now we can easily go out of the house even without cash, because we are completely dependent on our smartphones for payment. Yes, the craze of UPI for online payment is increasing. In such a situation, on one hand UPI has made payment easy. At the same time, cases of fraud related to UPI app are also increasing.
Yes, a new fraud (UPI App Fraud) has emerged in the market regarding UPI. Now thugs are making payments through fake UPI apps. In this, the payment shows successful in their phone but the payment does not come to your account. We will tell you about fake UPI payment fraud.
Fraud is being committed through fake UPI apps.
Fraudsters commit fraud through fake UPI based apps like GPay, PhonePe, Paytm etc. These fake UPI apps look exactly like the original apps. These fake UPI apps are created to cheat small traders, shopkeepers and laborers. How is fraud happening through fake UPI apps?
You can understand this through an example.
Fraudsters scan the QR code through a fake UPI app and then show fake screenshots after making the payment. After making the payment in this app, a sound notification also comes which sounds exactly like the original app. In such a situation, shopkeepers or people think that the payment has been made due to the sound and screenshot and they get caught in the trap of fraud.
It is being told that fake UPI links are being shared on Telegram. People are installing fake UPI apps and making payments through these links.
Now the question is how to avoid this fraud. How will we know whether the payment has been made from the real app or a fake UPI app?
How to identify real and fake payments?
You should first verify the payment yourself. Check with your UPI app or bank statement whether the payment has been received or not.
If you have any doubt regarding any payment then you should be alert and check the payment yourself.
If you accidentally become a victim of cyber fraud, then immediately call 1930. Apart from this, you can also contact the Government of India's cyber crime portal ([cybercrime.gov.in]You can also complain on (https://cybercrime.gov.in).
Always be careful
Cases of fraud through fake UPI apps are increasing. In such a situation, it is very important to be careful. If there is even a little negligence, you can also be cheated. You should always verify UPI payments so that you do not become a victim of fraud.