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Top Credit Cards Online: Managing a credit card is a bit difficult for first-time users. But today we will tell you about such credit cards which are considered friendly for first-time users.
Best Credit Cards in India: In this era of inflation, a credit card has become one of the most important needs. Especially for those who have recently started their career. If you are a beginner and have just started earning, then a credit card works like a budget. Because it can help in managing the financial situation.
Credit card also helps in maintaining cash flow. However, it is a bit difficult for first-time users to manage credit cards. But today we will tell you about those credit cards which are considered friendly for first-time users. There are some credit cards on which cashback and reward coupon offers are always available.
ICICI Amazon Pay Credit Card
This credit card is a co-branded card of ICICI and Amazon which is always free. This card gives you 5% unlimited cash-back on all spends on Amazon as an Amazon Prime member. If you are not a Prime member then you will get 3% cashback. This cashback is credited to your Amazon Pay wallet. The cashback credited to the wallet can be used to spend from Amazon Pay wallet.
SBI Cashback Card
This card is considered better than ICICI Amazon Pay card but this card will have a joining fee of 999 plus GST. The renewal fee will remain the same but you will get a discount on spending ₹ 2 lakh in a year. The basics of this card are very simple. It will give you 5% flat cashback on all online spends. The maximum cashback you will get in a statement is 5000.
Indusind Tiger Credit Card
This is a co-branded card between IndusInd Bank and Tiger Fintech which is free all the time. This card also gives you 2 domestic lounge access in three months and 2 international lounge access annually. Not only this, it is also a good card for overseas spends as the foreign currency markup charges are only 1.5% plus GST.
American Express Membership Rewards Card
To get this card, you have to pay Rs 1,000 for the first time and Rs 3500 for renewal. If you get the card through referral, the renewal fee is less than Rs 1,500 per year. If you spend Rs 1.5 lakh in a year, the renewal fee is completely waived and if you spend Rs 90,000, a discount of 50% is given. For every Rs 50 spent with this card, you will get 1 reward point.